Posted on: May 18, 2022 Posted by: Michael Comments: 0

There has been a growing demand for commemorative coins from collectors. These coins are issued by The Royal Mint to celebrate a national event or royal occasions like a Royal Wedding or a Diamond Jubilee.

You will not find commemorative coins in everyday circulation since they are supposed to be sold as souvenirs. Every year, The Royal Mint makes different kinds of commemorative coins marking significant events and people from British history.

Buying Commemorative Coins

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Categories of Commemorative Coins

Commemorative coins have three broad categories irrespective of which mint they have been issued:

  • Common currency used every day: the UK circulating 50p, £1, and £2 commemorative coins that are made of base metals.
  • Non-circulating (NCLT): like the Crowns and 25p coins made from both base and precious metals.
  • Tokens and souvenirs: these are in limited numbers, and include precious metals like gold and silver that are not legal tender.

Legal tender status of Commemorative coins

According to the UK laws, all coins produced by The Royal Mint, whether commemorative or in circulation are considered legal money.

The term “legal tender” refers to that these UK coins will be accepted in courts as a payment for debts. This means they will not be accepted as monetary transactions by banks, shops, or businesses.

Legally circulating tender coins are the only ones that can be used and spent on transactions at businesses or banks. However, societies, shops, and banks are not duty-bound to accept the commemorative coins even if the coins are a circulating legal tender.

Value of commemorative coins

A rare commemorative coin will probably be worth more than its face value. Coins that have been made to celebrate any particular event are usually more accepted with both the collectors and common people.

A recent example is the solid 22-carat gold Commemorative 2012 Double Sovereign to celebrate the Queen’s Diamond Jubilee. The pure gold content of this coin is more than a hundred times its face value.

The NCLT commemorative coins are rarely found so they are mostly sought by the collectors due to their rarity value or aesthetic appeal.

Experts consider these factors while calculating the value of a commemorative coin:

  • Year of issue
  • Mark of the mint
  • Condition of the coin like proof and circulations
  • Minting errors
  • The current bullion values

Notable commemorative coins

  • 1935 George V Silver Crown
  • 1965 Churchill Crown Coin
  • 1981 Royal Wedding Charles Diana Commemorative Coin
  • 1994 Gold Poof 50p
  • 2011 Royal Wedding £5 Gold Proof Crown

Acquiring commemorative coins can be a great asset both for collection and investment due to their rarity and great value.